The UK immigration system is going through major changes, and one of the most important proposed updates is the move from a 5-year settlement route to a 10-year route for many migrants. This change has raised concerns and questions, especially among people who have moved to the UK with long-term plans.
What Is the Current 5 Year Rule?
Under the existing system, many visa holders — such as Skilled Workers and some family visa holders — can apply for Indefinite Leave to Remain (ILR) after completing 5 continuous years in the UK on an eligible visa route. Once ILR is granted, they can live and work in the UK permanently and later apply for British citizenship.
This 5-year pathway has been a key reason many people choose the UK to study, work, and settle.
What Is Changing Under the New Rule?
The UK government plans to introduce a longer settlement timeline, where the standard route to permanent residence will become 10 years instead of 5 years.
Instead of automatic eligibility after 5 years, settlement will be more “earned”, meaning migrants may need to spend a longer time in the UK unless they meet certain contribution-based conditions such as long-term work, tax payments, English language ability, and social integration.
The aim is to link permanent settlement more closely to contribution and stability in the UK.
When Will the New Rule Affect People?
- The new rule is not yet in force.
- It is expected to be introduced from 2026 onwards, after policy consultations and updates to the Immigration Rules.
- Until official rules are published, the current 5-year routes remain valid.
Importantly, immigration rules usually apply from the date they come into effect, but transitional protections may be introduced. This means some people already on a 5-year route may still complete their journey under existing rules — though this is not yet confirmed.
Who Is Likely to Be Affected?
Migrants Most Likely to Be Impacted
- Skilled Worker visa holders
- Workers switching from Graduate visas to work visas
- Dependants on work or family visas
- Long‑term temporary residents planning settlement
These groups may need to plan for a longer stay before qualifying for ILR if the 10‑year rule applies to their route.
Who May Be Less Affected or Protected?
Some groups are expected to remain on shorter or protected settlement routes, such as:
- People who already hold ILR or British citizenship
- Certain family routes linked to British citizens
- Routes with specific legal or humanitarian protections
Final details will only be clear once official Immigration Rule updates are published.
Why Is the UK Making This Change?
The government states that the longer settlement period is intended to:
- Encourage long‑term economic contribution
- Reduce pressure on public services
- Ensure stronger integration into UK society
- Align settlement with sustained work and tax history
While supporters see this as a way to reward commitment, critics argue it creates uncertainty and financial pressure for migrants and families.
Final Thoughts
The proposed shift from a 5‑year to a 10‑year settlement route is a significant change that could affect thousands of migrants planning their future in the UK. While the rules are not final yet, understanding the direction of policy helps you prepare early.
At UK Update & Life, we share real experiences, clear explanations, and practical guidance to help you make informed decisions about life in the UK.
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